Blinds On Finance

Klarna, is a Swedish payment service provider that takes end-to-end responsibility for your payment. They provide smooth payments to over 250,000 online stores. More than 90 million consumers worldwide have trusted Klarna to securely handle their payments.

Pay Later allows you to split your purchase into 3 equal, interest-free payments. The first payment for each instalment will be automatically collected from the debit or credit card you entered at the checkout. Your first instalment will be collected when your order is confirmed by English Blinds. The remaining 2 instalments are scheduled 30 and 60 days later. You can monitor your payments’ schedule in the Klarna app at any time.

To use Pay later in 3 interest-free instalments, you must be at least 18 years old. While this payment option is widely available, approval is based on your financial circumstances. Don't worry, applying will not impact your credit score. Pay Later simply splits your purchase into 3 equal, interest-free payments for easier budgeting.

Klarna's Pay later in 3 interest-free instalments option is based on factors such as order value, your previous purchases, and product availability. If you are 18 or over you can increase your chances of approval, by making sure you provide your full name, correct address, and ship to your registered billing address. Each order is assessed separately - being approved previously doesn't always guarantee future approvals, and being denied doesn't mean you'll never qualify. Klarna looks at each application individually.

To use Klarna's Pay later in 3 interest-free instalments when you want to make a purchase, you'll need to provide your mobile phone number, email address, current billing address, and a debit or credit card. Your mobile number is necessary in case Klarna needs to contact you. You'll receive payment schedules and order updates via email, so be sure the address you provide is accurate. Providing correct details is essential - without them, you won't get important communications about your order and payment plan from Klarna.

Klarna may run so-called unrecorded enquiries (or soft credit searches) that do not affect credit scoring and are only visible to you and Klarna, but not visible to other lenders. Neither Klarna nor English Blinds run credit searches against you that could impact your credit rating.

Whilst Pay later in 3 interest-free instalments is widely advertised, it may not be available for every purchase. The Pay later in 3 interest-free instalments payment option is determined automatically by algorithms that are dependent upon a number of factors like your address, card details, order amount, the online store, your purchase history, and product availability.

Payment for your Klarna Pay later in 3 interest-free instalments will be automatically collected from the credit or debit card you used at the checkout. The first payment will be processed once your order is confirmed. The second and third payments will be automatically collected from your debit or credit card 30 and 60 days, respectively, after the first instalment. You can check your payment schedule anytime in the Klarna app.

Once English Blinds have accepted your cancellation/return request, Klarna will cancel any upcoming scheduled payments and issue refunds for any amounts already paid. The Klarna app will be updated immediately to reflect the return.

Klarna will attempt to automatically collect your payment for your Pay later in 3 interest-free instalments purchase at English Blinds from the credit or debit card you used at the checkout. They'll attempt to collect the first payment on the scheduled due date. If that fails, Klarna will try again 2 days later. If the second attempt fails too, Klarna will send you a statement for the full remaining balance, which will be due 15 days from that date. They'll notify you two days before each scheduled payment, so you can monitor the dates in the Klarna app.
There are no fees or interest for missed or late payments. Using Klarna’s ‘Pay later in 3 instalments’ product won't impact your credit score even if you have failed to pay on time. Missed payments mean you will be in default and may be unable to use Klarna for future purchases in the future. Klarna may continue to attempt to collect overdue and currently due payments on subsequent due dates or separately invoice the total unpaid amount. As a last resort, Klarna may involve a debt collection agency to recover funds.

You can use the Klarna app or visit www.klarna.com/uk to view all of your Klarna payment schedules and schedules.

Your payment details are handled securely by Klarna - No card details are transferred to or held by English Blinds. All transactions are processed through secure connections that meet the latest industry-standard security protocols.

Klarna is a digital-first business, meaning they build systems and tools that have been constructed to be as secure as possible in accordance with regulatory requirements. They have a dedicated core team dedicated to keeping your data safe, alongside a customer support team to answer any privacy-related queries you may have. For further information, please visit: https://www.klarna.com/uk/privacy-notice/

Yes, you have the option to pay off your purchase early. Simply log into the Klarna app or go to Klarna.com/uk and you can make a payment before the scheduled due date.

You will receive email and push notification confirmations from the Klarna app when a payment is due, when it has been successfully collected, or in the unlikely event of your payment failing. If you made a payment but didn't get a confirmation, you can check the status of your payments and order at anytime by logging into the Klarna app or by logging in at www.klarna.com/uk.

In the event that you have not received your blinds please contact English Blinds to check on your order progress and delivery status. You can always check on the status or your order here. You can also contact Klarna’s Customer Service so they can postpone the due date on your payment or put the order on hold in the Klarna app whilst you wait for the blinds to arrive.

As soon as English Blinds has registered and processed your cancellation, the refund will be processed within 5-7 business days.

Refunds will be issued back to the credit or debit card you originally entered at the checkout.

You can log in to the Klarna app or visit www.klarna.com/uk, where you will find all of your orders and payment schedule information. Visit the Klarna app or Klarna’s Customer Service page for a full list of FAQs, live chat and telephone options.

With Pay Later in 30 Days, which is a form of credit, you can delay payment of your purchase for 30 days. Within two days of your order being confirmed, Klarna will email instructions for completing the payment. You can easily pay online in the Klarna app or by logging into www.klarna.com/uk with no extra cost. You can pay for your purchase using a credit or debit card.

To be eligible for Pay Later in 30 Days, you must be at least 18 years old. Whilst this option is widely offered, it is subject to approval based on your financial circumstances. When you select Pay Later in 30 Days, Klarna's assessment will not impact your credit score.

Klarna considers a number of factors when approving Pay Later in 30 Days, such as the order value, past purchase history, and product availability. If you're over 18, you can increase your chances of approval by making sure your full name, address, and shipping details are accurate and match your registered billing address. Each order is assessed individually - being approved previously for Pay later in 30 days doesn't always guarantee it will be offered on every order, and being denied once doesn't mean it will be denied for all future orders.

Whilst Pay Later in 30 Days is widely promoted, it's not universally available for every order. Klarna's system automatically determines eligibility using algorithms based on factors like order amount, the online store, past order history, and product availability. If you aren't offered Pay Later for your purchase, you can still complete your order by paying with a debit or credit card at the checkout.

PayPal Pay in 3 allows you to split purchases into three interest-free monthly payments. The first payment is due when you make the purchase, and the subsequent two payments are due every month on the same date. This can help spread out the cost of larger items without paying interest fees and is a helpful tool to manage your budget. Note that Pay in 3 is a form of credit, so carefully consider whether you can afford the repayments. Also be aware of the possible impact of missing payments, including making other borrowing more expensive or more difficult.

PayPal Pay in 3 is being offered to a growing number of UK customers.
There are some limitations in availability. Certain products and merchants may not qualify for the buy now, pay later option. PayPal may also not approve Pay in 3 for some purchases if their checks indicate heightened fraud risk or ineligibility. They run these checks by searching credit references, but don't worry - they will not impact your credit score.
If you select PayPal Pay in 3 at the checkout, you'll go be taken through the application process. You’ll get an instant decision, though it may not be approved in every case based on the checks they carry out.

Your pay in 3 plan will last a total of two months. The first instalment is due at the time of purchase, followed by 2 additional instalments due each month after that.

To apply for PayPal Pay in 3, you’ll need to provide your:

• Title
• Address
• Phone number
• Date of birth
• Payment details

There are no fees if you choose to pay with PayPal Pay in 3.

When you shop online choose to pay with PayPal at the checkout. Log into your PayPal account, and if the purchase is eligible, you will see Pay in 3 as one of the available payment options. Choose Pay in 3, then complete the simple application, get an instant approval decision, and finish checking out.

To check your remaining balance, simply login to your PayPal account. Go to PayPal Pay in 3 and select the specific payment plan you want to view. The amount you still owe will be under “Remaining”.
PayPal will also send you a reminder by email or text 10 days before your scheduled payment. The reminder will the amount of your payment, the due date, and which payment method the funds will be withdrawn from.

Yes, simply log into your PayPal account. Go to the PayPal Pay in 3 plan you want to pay off, and click the "Make a Payment" button. This will allow you to pay the next payment due, or the full remaining balance.

Yes, just log into your PayPal account. Go to the PayPal Pay in 3 plan you want to pay off, and click the "Make a Payment" button. This will allow you to pay the next payment due, an unscheduled payment or the remaining balance in full.

To check your PayPal Pay in 3 payment history, log into your PayPal account and navigate to the specific PayPal Pay in 3 plan. There you can view your past payments in the Plan Activity and see upcoming payments by clicking "See Upcoming Payments".

When you apply, we may conduct a “soft” credit check if we need more information to make a decision. This type of check will leave a mark on your file that cannot be viewed by others, only by you. It is important that you can keep up your repayments and that you are comfortable that they are affordable.

Yes. Buyer Protection applies to any eligible purchases you make using PayPal's Pay in 3 option. You can review the full details of our Buyer Protection terms by clicking here.